Happy hour at RAM

As planned, my friends and I went to RAM in Schaumburg last night. We got there at 6 and we stayed till about 9:30. We just kept on talking and talking, about people we knew (even boys like to gossip apparently!), our jobs, people at our jobs, and stuff. And of course since I was with two single people (1 guy and 1 girl), I had to hear about the "it's so hard to meet
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Bought some clothes

On Saturday, I went shopping with my mom after my skating lesson. My lesson ended at 10:30 am and since I had to be back at the rink by 1:30 for the ice show rehearsal, I decided to hang out with my mom in the area. We had lunch then went to Macy's at Stratford Mall. I actually went to the juniors section, which I haven't gone to in a few years. I do go
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Consumer Action handbook

Here is some general useful information, phone #s, forms etc. for consumers issued by the government. Best of all, it's free!2008 Consumer Action Handbook Now Available! This everyday guide to being a smart shopper is hot off the press and chocked full of helpful tips about buying a car or home, preventing
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One stop shop for cops

Note: The following is a sponsored post.If you have ever dreamt of becoming a cop, or just want to look like one..check out LA Police Gear. They are a military and police supply shop, but they actually sell to everyone. They everything from a standardtactical belt to even Underarmour workout gear. Fast shipping, secure shopping and friendly service await. I will remember this because who knows, I might be a cop for Halloween this year
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They're Back.....Audits That is....

May 9, 2008As mandated in Section 603(a) of Public Law 109-8, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, the United States Trustee Program (USTP) established procedures to audit petitions, schedules, and other information in consumer bankruptcy cases filed on or after October 20, 2006. Pursuant to 28 U.S.C. § 586(f), the USTP contracted with independent accounting firms to perform audits in cases designated by the USTP.
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Post marriage finances

Ok i haven't had a chance to finish my honeymoon post, I've been so busy! We have just been cleaning up and writing thank you notes, as well as finding a place for the awesome wedding gifts. Hopefully I have time to blog about it tonight.I got a request from a reader asking how we plan to merge our finances now that we are married, so here goes:We are getting joint checking accounts for anything
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Review of Korean Airlines

So here's my first recap of my honeymoon!The day after the wedding we flew back to the Philippines. We took Korean Air and the flight to Seoul from Chicago was 13 hours. And yes we flew economy cuz we aren't rolling in the dough or anything. Good thing my hubby and I aren't big people (vertically or horizontally hehe) so the seats weren't TOO cramped for us. As long as we got up to walk
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Attorneys for Debt Buyers beware...they are on to us!

I love defending people against debt buyers because the Plaintiffs case is as strong as a house of cards in a hurricane. Debt buyers buy judgments, credit card charge offs and other sordid garbage debt for pennies on the dollar. Hell, there are even debt buyers that buy debt that has already been through a collection agency or two. Usually, when a debt buyer purchases his paper, he gets little more than
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File for Chapter 7 Bankruptcy - wikiHow

File for Chapter 7 Bankruptcy - wikiHowHow to File for Chapter 7 Bankruptcyfrom wikiHow - The How to Manual That You Can EditThere are a number of different types of bankruptcy in North America, and it can be difficult to determine which one will best suit your needs. Before deciding what kind of bankruptcy to use, it is crucial that you understand each option. Here is a guide on how to file for
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Credit getting even tighter for condominium buyersWASHINGTON—If you own or plan to buy a condo, a new phase of the mortgage credit squeeze could be looming.Because of underwriting changes by giant investors Fannie Mae and Freddie Mac, plus new restrictions by private-mortgage insurers, getting a loan on a condo or refinancing one you own could prove tougher than you imagined.For example, starting May 1, AIG United Guaranty, a private-mortgage insurer, no longer will write coverage
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